Spanish Insurance advice
 
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Another way of locating Spanish property for sale is to check out our Area Guide pages. Each one deals with a different location or type of Spanish property and puts the spotlight on Spanish property for sale in that area.

Spanish Mortgages
Looking for details on Spanish Mortgages? Loans are generally available to purchase any type of residential property, whether a small apartment, townhouse, large villa, traditional finca or new development.

Insurance abroad
Don't risk turning you dream holiday home into a nightmare! get all the facts about insurance abroad with our guide.

Other Resources
Living in Spain inevitably brings up the issue of insurance, being it Household, Health, Life or Motor and also for your visits to the UK, Travel!

The easiest way to obtain Insurance is from Brokers who speak English, of which there are many on the Costa's, Islands and in most major cities of Spain.

Buying property in Spain with a mortgage will require you to take out a Home Owners Insurance policy and a Life Insurance policy. Private medical and health insurance is also available and can be obtained from many familiar English named health insurance companies. Costs are very competitive and enable you to have all the advantages of first class treatment with English speaking Doctors, Consultants and Surgeons.

Car Insurance and Motorcycle Insurance is mandatory. As of 1995, Spanish law required that all vehicles must be covered with at least the minimum of insurance that would compensate any damage incurred against a third party.

You are required by law to carry your driving licence and insurance policy with you in your car, if you do not, you should be aware that the Spanish police, particularly the Guardia Civil, are taking special measures to find drivers without insurance in order to help them rectify their situation. Now, there is even an agreement between the insurance industry and the police that allows the latter to check the records of the former in order to identify uninsured vehicles.

The fine for driving without insurance ranges from 600 to 3,000 euros and the exact amount of the fine depends on what type of vehicle you are driving, what the vehicle is used for and how long you have been driving without insurance.

 

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